In debt? Being harassed by creditors? In foreclosure? If you are considering bankruptcy, we have the answers you need. Regardless of whether your difficulties were caused by circumstances beyond your control or just bad decisions, we can help. Using our vast knowledge of the law and plain old-fashioned hard work, we can help you get back on your feet.
When you file, you are automatically protected from most lawsuits against your property. In addition, much of your property may be exempt, including your home, your vehicle, retirement plans, and even wages.
If you are experiencing financial difficulties, contact us today to discuss your options. Consultations are always free and same-day appointments are available.
Chapter 7 & Chapter 13
There are two main types of bankruptcy for individuals, Chapter 7 and Chapter 13. Our experienced attorneys will help you determine what type you qualify for, depending on your financial situation.
Deciding between Chapter 7 and Chapter 13 bankruptcies can be challenging. One of the first factors to consider is income. You must meet the income requirements for Chapter 7. If your median income is above your state’s median income, and you have enough disposable income to pay a minimum amount to unsecured creditors, you need to file under Chapter 13.